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Why there's no forint QR code on the payment page

Hungarian banking apps stopped reading self-made transfer QR codes in September 2024. What that means for a class account in forints, and what to do instead.

Chairs of Hungarian classes sometimes ask why the payment page shows a code to scan for a euro account, but not for a forint one. The short answer: the code would look fine, and no Hungarian banking app would read it.

The old format stopped working in 2024

For years, the Hungarian central bank (MNB) published a format that anyone could use to draw a transfer QR code. According to the MNB's own FAQ on qvik, those requirements stopped applying on 1 September 2024, and no payment provider's app reads codes in that format any more.

Today's codes, called qvik, carry a central check, and only payment providers with a contract with GIRO may issue them. A class — or an app like ours — can't make one.

Why we don't draw one anyway

A code that looks right but that no bank app will read wastes every parent's time, and makes them wonder whether the problem is at their end. So for forint accounts we don't draw one, and the payment page says why in a single sentence.

What to do instead

  • Some banks let you create a code for receiving money into your own account in their app. If yours does, create one for the class account and upload it in ClassFund.Club — parents will find it on the payment page.
  • Scan it yourself before the parents do, and check that the recipient is right.
  • Without a code, parents simply type the account number and the reference. The reference matters most: it's how the transfer finds the right child by itself.

Euro accounts are different

For a euro account, the European "scan to pay" code (EPC) is still a living standard, so ClassFund.Club draws it automatically on the payment page.

What ClassFund.Club does for parents

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